Housing Finance
The $33 trillion housing market relies on well-regulated sources of private capital and public funding to ensure stability and liquidity for borrowers, lenders, and investors.
Overview
Our nation’s housing-finance system is comprised of lenders, originators, aggregators, servicers, rating agencies, diligence providers, trustees, bond investors and whole-loan purchasers.
SFA works to promote a dynamic market with well-defined guardrails for market participants and protects taxpayers from future losses.
Publications & Resources
SFA Provides Recommendations to the FHFA on Credit Score Models and Reports Initiative
July 22, 2025
News
The Structured Finance Association Welcomes House Financial Services Committee Inclusion of the Protecting Private Job Creators Act
WASHINGTON, December 15, 2025 – The Structured Finance Association (SFA) today welcomed the House Financial Services Committee’s decision to include the Protecting Private Job Creators Act, introduced by Representatives…
U.S. CRE Market is Sluggish
The WSJ reports that institutional investors have yet to warm back up to purchasing commercial real-estate (CRE.) While investors hang onto their CRE holdings, deal activity remains…
FHFA, FICO to Release 10T Historical Data
The Federal Housing Finance Agency (FHFA) and FICO, the credit score provider, have agreed on terms and conditions to release historical FICO 10T data. In…
WSJ: Office Sector Facing Record High Delinquencies
The U.S. office vacancy rate is sitting at a record high of 14.1% and can be attributed to a move to remote and hybrid work,…
Bill Ackman Provides Input on the Privatization of the GSEs
In a November 18 presentation on X, Bill Ackman – Pershing Square Capital Management founder – stated that the Treasury should not sell-off its share of Fannie…
