Housing Finance
The $33 trillion housing market relies on well-regulated sources of private capital and public funding to ensure stability and liquidity for borrowers, lenders, and investors.
Overview
Our nation’s housing-finance system is comprised of lenders, originators, aggregators, servicers, rating agencies, diligence providers, trustees, bond investors and whole-loan purchasers.
SFA works to promote a dynamic market with well-defined guardrails for market participants and protects taxpayers from future losses.
Publications & Resources
SFA Provides Recommendations to the FHFA on Credit Score Models and Reports Initiative
July 22, 2025
News
FHFA Looks to Repeal Fair Lending Rule
The Federal Housing Finance Agency (FHFA) is continuing with its proposed repeal of the Biden Administration’s Fair Lending, Fair Housing and Equitable Housing Finance Plans regulations. This…
Congress and White House at Odds Over Institutional Investor Ban
Lawmakers are pushing back against the Administration’s pressure to include an institutional investor ban in either of the two recent bipartisan housing proposals. Hesitation stems…
WSJ: Build-to-Rent Industry Stands to Gain from Recent Executive Order
The WSJ reports that President Trump’s recent Executive Order targeting institutional investors that buy single-family homes exempts the build-to-rent (BTR) investors. Rather than purchase existing housing stock,…
U.S. FHFA Releases New HPI Showing 0.6% Rise
On January 27, the U.S. Federal Housing Agency (FHFA) released their monthly House Price Index (HPI) for November 2025. The report details a 0.6 percent…
WSJ Covers U.S. Housing Affordability and Mortgage Lock-In Effect
While the Trump administration floats proposals – namely Trump’s 50-year mortgage proposal, the GSE $200 billion purchase of MBS, and recent EO on institutional investors…
