Securitization helps provide banks and other lenders with the capital needed to make loans to consumers buying homes and cars, financing student loans, businesses looking to grow, or even just using credit cards. Whether they know it or not, families and businesses rely on — and benefit from — this process.

At their core, structured finance and securitization are about increasing the flow of global capital into the U.S. economy so that attaining your next car, your house, your retirement or your children’s education is within reach. At the Structured Finance Association, our mission is to make sure our industry can - and does - finance responsible lending and remains committed to the safety, soundness, and growing needs of the entire economy.