News
Read the latest articles and press releases about securitization, structured finance, and the Structured Finance Association.
CNBC: Inflation Rises in Line with Expectations
On July 15, the Bureau of Labor Statistics released their CPI report which found that inflation rose by 0.3 percent in June, with the 12-month inflation rate…
Federal Regulators Encourage Financial Inclusion
Vice Chair for Supervision Michelle Bowman, at the Federal Reserve’s Financial Inclusion Conference, highlighted how novel credit scoring models and alternative data could be used…
Credit Card Delinquencies Drop in Q1
The fall in 30-, 60-, and 90-day credit card delinquencies in tandem with the material decrease in the percentage of new card accounts with a…
Basel III Delayed in the UK
The Bank of England pushed the Basel III implementation date on capital requirements for wholesale trading activities from 2027 to 2028. This follows the EU’s…
SFA, ABA, HPC, and MBA Respond to FHFA Credit Score Decision
WASHINGTON, July 14, 2025 – The Structured Finance Association, American Bankers Association, Housing Policy Council, and Mortgage Bankers Association released the following joint statement on the…
Powell Speaks on Fed’s Interest Rate Stance
At a European Central Bank conference on July 1, Federal Reserve Chair Jerome Powell highlighted the Fed’s ‘wait-and-see’ stance with regards to future interest rate…
Auto Sales Decline Amid Economic Uncertainty and Elevated Vehicle Prices
U.S. auto sales have declined following a surge in April and May. Car shoppers are being deterred by both high vehicle costs – with the…
12 FHA Policies Rescinded by HUD
On July 1, the U.S. Department of Housing and Urban Development (HUD) announced the rescission of 12 Federal Housing Administration (FHA) policies. These recissions – spanning from…