Explore Michael Bright's analysis on how securitization revolutionizes the financial landscape, expanding access to affordable credit for everyone.

Despite economists' positive outlook on America's financial health, the disconnect between statistical improvements and the real-life financial strain felt by individuals, from rising prices to credit card pressures and soaring home costs, underscores the limitations of economic metrics in reflecting everyday struggles.

Delve into an in-depth analysis exploring recent fluctuations in U.S. home prices and mortgage interest rates authored by W. Scott Frame, Chief Economist & Head of Policy at Structured Finance Association, and Kristopher Gerardi, Senior Policy Adviser at the Federal Reserve Bank of Atlanta.

As the federal debt soars to $33 trillion and interest rates rise, the consequences of deficit spending loom large. Find out why curbing government expenditures is crucial.

A blowout jobs report would usually be a good sign for a nation’s economy. But the U.S. jobs report that came out earlier this month increased fears that interest rates will remain elevated for longer than had been expected.

Mortgage rates are north of 7 percent for a 30-year fixed loan, the highest mortgage rates since 2004. That is a psychological fact in addition to being a financial data point.

On September 12, SFA CEO Michael Bright was featured in an OpEd published by American Banker, discussing the SEC’s proposed rule, aimed at prohibiting conflicts of interest in securitizations. Bright emphasizes the unintended consequences the rule could have on financial markets, if it were adopted as written.

SFA CEO Michael Bright was featured in an OpEd published by American Banker discussing newly proposed financial services regulations and the potential threat it could have on economic recovery. Bright says in his OpEd, "Economic risk from new regulation is a real threat. Washington decision-makers, in their zeal to fix things, too often create problems despite their well-intentioned efforts. This is especially true when they misdiagnose problems."

The U.S. Labor Department has steadily reported that lots of new jobs are being created each week. That’s good news – except for people who are hoping for relief from rising interest rates soon.

Unless Congress raises the federal borrowing limit early next month, the world economy could face a catastrophe. SFA CEO Michael Bright shares his perspective on the latest debt ceiling impasse.