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News
Read the latest articles and press releases about securitization, structured finance, and the Structured Finance Association.
Stress from Commercial Real Estate Will Persist
Regional banks are being disproportionately impacted by the deterioration in the CRE market and are increasing their credit loss provisions for these loans. Market downturns…
Key Threats Still Exist in the Financial System
The Financial Stability Board (FSB) is warning that an increase in shadow banking, or the movement of financial activity outside of the regulated banking system,…
Inflation, High Interest Rates Put Borrowers on Shaky Ground
American borrowers continue to grapple with rising prices and higher borrowing costs across all types of consumer debt. More Americans are carrying credit card balances…
Female Representation in Senior Leadership Is Stagnating. Here’s What HR Can Do About It
The global gender gap, a measure of gender inequality published annually by the World Economic Forum (WEF), narrowed slightly in 2024 to 68.5%, just 0.1 percentage-point higher…
More Women Are Working Than Ever. But They’re Doing Two Jobs.
More women than ever have entered the American workforce. Heavy demand for employees combined with more opportunities for remote work and a surge in female…
Mortgage Lock-In Effect Exacerbating Housing Affordability
The mortgage rate lock-in effect is exacerbating housing affordability challenges. Median home prices have risen to $419,000 in May, up from $270,000 pre-pandemic. Two thirds…
WSJ: Strain on Small and Large Banks in the CRE Sector
Differences in the performance of CRE loans are leaving the largest banks (those with more than $100 billion in assets) more exposed to distress in…
Powell Comments on Potential Re-Proposal of Basel III Regulation
In a Senate Banking Committee hearing on July 9, and followed by the House Financial Services Committee on July 10, Federal Reserve Chair Jerome Powell stated that he and…