Structured Finance
Association
Dedicated to helping the economy grow by safely enabling greater credit access to industry, consumers and investors.
SFA Welcomes New Board of Directors
A Stronger Framework for European Securitization Will Support Growth for All
In his latest blog post, SFA CEO Michael Bright encourages EU and UK policy makers to simplify and modernize their securitization regulations to unlock capital for businesses and families and spur economic growth.
SFA Conflict of Interest Resource Hub
Our SFA Conflict of Interest Resource Hub aggregates key materials to keep you informed on this critical issue, along with insights from our members to provide diverse perspectives and valuable commentary.
Upcoming Events
SFVegas® 2026 – Engage | Learn | Connect
WiS Webinar Series: Influence: Mobilize Allies
SFA Membership Webinar: How to Successfully Navigate SFVegas 2026
WiS Webinar Series: WiS @ SFVegas: Bring Your Impact Plan to Life
SFAcademy: The Bootcamp Series
SFAcademy is an educational program for professionals in structured finance. Through the Bootcamp Series, members can explore the essentials of securitization and asset classes with real-life examples, delivered in accessible, bi-weekly sessions.
Research Corner
SFA’s Research Corner: Bank Lending, NBFIs, and the Changing Architecture of Credit
December 11, 2025
We discuss how banks and NBFIs have become more closely linked through credit lines, warehouse financing, and other market-based structures. Drawing on new Fed research and bank-level data, we highlight how key lending and funding activities have shifted toward nonbanks and what this means for the future architecture of U.S. credit markets.
SFA News
U.S. DOJ Opines on CFPB Funding Injunction
The U.S. Department of Justice (DOJ) directed a federal court that a preliminary injunction does not require the Consumer Financial Protection Bureau (CFPB) Acting Director…
WSJ: Alternative Lending Complicates Consumer Credit Data
The WSJ reports that private credit is increasingly extending loans to U.S. consumers, complicating traditional measures of consumer credit health. As alternative lending, BNPL arrangements and privately…
Fed Lowers Interest Rate to 3.5-3.75% Range
On December 10, the Federal Reserve lowered its federal funds rate rate by a quarter percentage point, to a range between 3.5% – 3.75% -…
Joint Banking Regulators Rescind Leverage Lending Guidance
The Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation (collectively “the agencies”) are rescinding the “Interagency Guidance on Leveraged Lending”,…
U.S. CRE Market is Sluggish
The WSJ reports that institutional investors have yet to warm back up to purchasing commercial real-estate (CRE.) While investors hang onto their CRE holdings, deal activity remains…
