Structured Finance
Association
Dedicated to helping the economy grow by safely enabling greater credit access to industry, consumers and investors.
Blog
U.S. Banking Regulators Propose Markedly Higher Credit Risk Weights for Securitization
Dr. W. Scott Frame, Chief Economist and Head of Policy, shares his latest blog post, U.S. Banking Regulators Propose Markedly Higher Credit Risk Weights for Securitization, providing a detailed analysis of the recent proposal by U.S. federal banking regulators to amend capital requirements in alignment with the Basel 3 Endgame standards. Co-authored with Christopher B. Horn, Partner in the Financial Services Group at Cadwalader, Wickersham & Taft, the post outlines the proposed changes to the capital treatment of securitization exposures, compares the U.S. approach to European implementation, and discusses the broader implications for the financial industry.
SFA Conflict of Interest Resource Hub
Our SFA Conflict of Interest Resource Hub aggregates key materials to keep you informed on this critical issue, along with insights from our members to provide diverse perspectives and valuable commentary.
Upcoming Events
WiS Week Charlotte, Co-hosted by Alston & Bird and Computershare
WiS Week Toronto, Hosted by McCarthy Tetrault
SFA Canadian Securitization Roundtable
SFAcademy: The Bootcamp Series
SFAcademy is an educational program for professionals in structured finance. Through the Bootcamp Series, members can explore the essentials of securitization and asset classes with real-life examples, delivered in accessible, bi-weekly sessions.
Research Corner
SFA Research Corner: A Strategic Partnership: Banks and Private Credit Reshaping Asset-Based Lending
March 20, 2025
Growing partnerships between private credit sponsors and banks are reshaping lending. In 2024, nine major partnerships have enabled banks to leverage client relationships, originate bespoke transactions, and generate fee income without adding riskier loans on their balance sheet. Initially, private credit thrived when banks retreated. Now banks are stepping back in as private credit sponsorsContinue reading “Homepage”
SFA News
Fed Maintains Interest Rates at Current Target Range
On March 19, the Federal Reserve voted to hold interest rates at the 4.25 to 4.5 percent range. In their post-meeting statement, the Federal Reserve…
Insurance Requirements Intensify for Fannie and Freddie Backed Mortgages
Fannie Mae’s and Freddie Mac’s minimum insurance coverage requirements for loans that they purchase have become more complex following the Surfside Condo collapse in 2021….
Consumer Spending Weakens
Consumers are pulling back from spending as they try to understand how macroeconomic changes will impact their finances. Investors are also concerned that the economic…
Credit Card Delinquencies Fall in February
Credit card delinquencies fell by .06 percentage points from January 2025 to February 2025. Additional data illustrates that year-over-year delinquencies are falling as well. This…
VC Funding of AI Moves Closer to 2021 Levels
Venture capital (VC) companies are flooding investments into a small number of private technology companies ranging from fintechs to defense start-ups. While nascent companies have…