Structured Finance
Association
Dedicated to helping the economy grow by safely enabling greater credit access to industry, consumers and investors.
SFA Welcomes New Board of Directors
A Stronger Framework for European Securitization Will Support Growth for All
In his latest blog post, SFA CEO Michael Bright encourages EU and UK policy makers to simplify and modernize their securitization regulations to unlock capital for businesses and families and spur economic growth.
SFA Conflict of Interest Resource Hub
Our SFA Conflict of Interest Resource Hub aggregates key materials to keep you informed on this critical issue, along with insights from our members to provide diverse perspectives and valuable commentary.
Upcoming Events
SFVegas® 2026 – Engage | Learn | Connect
WiS Webinar Series: Influence: Mobilize Allies
SFA Membership Webinar: How to Successfully Navigate SFVegas 2026
WiS Webinar Series: WiS @ SFVegas: Bring Your Impact Plan to Life
SFAcademy: The Bootcamp Series
SFAcademy is an educational program for professionals in structured finance. Through the Bootcamp Series, members can explore the essentials of securitization and asset classes with real-life examples, delivered in accessible, bi-weekly sessions.
Research Corner
SFA Research Corner: Shifting Gears in a Two-Speed Market: Credit Transmission and Auto ABS Performance
November 13, 2025
Recent SLOOS and TransUnion data point to a two-speed credit market: access remains ample for prime borrowers but continues to tighten for subprime consumers. As of mid-2025, roughly one in five Americans carried a subprime VantageScore—closer to three in ten under FICO’s broader definition—highlighting the widening divide in credit quality. That split is now showingContinue reading “Homepage”
SFA News
U.S. CRE Market is Sluggish
The WSJ reports that institutional investors have yet to warm back up to purchasing commercial real-estate (CRE.) While investors hang onto their CRE holdings, deal activity remains…
Growth in the U.S. Auto Sector is Falling Flat
Prospective U.S. car-buyers are shying away from higher prices in the auto industry – as average new car prices approach $50,000. Auto sales are slowing,…
Bank of England Lowers Capital Requirements for U.K. Banks
On December 2, The Bank of England announced that it will be lowering capital requirements for U.K. banks from 14% to 13%, in an effort…
FHFA, FICO to Release 10T Historical Data
The Federal Housing Finance Agency (FHFA) and FICO, the credit score provider, have agreed on terms and conditions to release historical FICO 10T data. In…
Securitization Addressed in HFSC Prudential Regulators Oversight Hearing
On December 2, the House Financial Services Committee held a hearing, entitled “Oversight of the Prudential Regulators”, with 18 Republicans and 16 Democrats attending. There…
