Housing Finance
The $33 trillion housing market relies on well-regulated sources of private capital and public funding in order to ensure stability and liquidity for borrowers, lenders, and investors.
Overview
Our nation’s housing finance system is comprised of an entire ecosystem of lenders, originators, aggregators, servicers, rating agencies, diligence providers, trustees, bond investors and whole loan purchasers who all play an integral role in ensuring that borrowers are able to access mortgage funds throughout the credit cycle.
SFA is working to ensure that a dynamic market—including public funding sources as well as private capital—works to the benefit of borrowers, provides well-defined guardrails for market participants, and protects taxpayers from future losses.
Publications & Resources
News
Senate Democrats Send Letter to FHFA Director Pulte
On June 5, Senate Democrats sent a letter to Federal Housing Finance Agency (FHFA) Director Bill Pulte outlining their concerns regarding GSE privatization and detailing…
FHFA Housing Price Index Released
On May 27, The Federal Housing Finance Agency (FHFA) released the Housing Price Index for Q1 2025, which found that house prices decreased by 0.1…
President Trump Posts on Taking the GSE’s Public
On May 27, President Donald Trump posted on Truth Social that he is working to take Fannie Mae and Freddie Mac (the GSEs) public. The post also…
AB: Decision to Privatize the GSE’s Must Come from the President
According to American Banker, Federal Housing Finance Agency (FHFA) Director Bill Pulte stated on Monday that the decision to end the GSE’s conservatorship must come from the…
Structured Finance Association Response to President Trump’s Post on Fannie Mae and Freddie Mac
WASHINGTON, May 22, 2025 – The Structured Finance Association, a leading trade association representing the structured finance and securitization industry, urges the federal government to proceed…
