Housing Finance
The $33 trillion housing market relies on well-regulated sources of private capital and public funding to ensure stability and liquidity for borrowers, lenders, and investors.
Overview
Our nation’s housing-finance system is comprised of lenders, originators, aggregators, servicers, rating agencies, diligence providers, trustees, bond investors and whole-loan purchasers.
SFA works to promote a dynamic market with well-defined guardrails for market participants and protects taxpayers from future losses.
Publications & Resources
SFA Provides Recommendations to the FHFA on Credit Score Models and Reports Initiative
July 22, 2025
News
Existing Home Sales Increase in United States
The sales of previously owned U.S. homes rose in February by 1.7% according to data from the National Association of Realtors (NAR), as easing mortgage…
Trump’s Push to Make Homes More Affordable Needs the Banks to Play Ball
According to the Wall Street Journal, questions about whether big banks might expand mortgage lending again are on the rise, especially as mortgage rates dip below…
Senate Takes Another Step Towards Institutional Investor Ban
On March 2, the Senate voted 84-6 to invoke cloture on its newest housing legislation, allowing the upper chamber to move ahead with a vote…
FHFA Looks to Repeal Fair Lending Rule
The Federal Housing Finance Agency (FHFA) is continuing with its proposed repeal of the Biden Administration’s Fair Lending, Fair Housing and Equitable Housing Finance Plans regulations. This…
Congress and White House at Odds Over Institutional Investor Ban
Lawmakers are pushing back against the Administration’s pressure to include an institutional investor ban in either of the two recent bipartisan housing proposals. Hesitation stems…
