Housing Finance
The $33 trillion housing market relies on well-regulated sources of private capital and public funding to ensure stability and liquidity for borrowers, lenders, and investors.
Overview
Our nation’s housing-finance system is comprised of lenders, originators, aggregators, servicers, rating agencies, diligence providers, trustees, bond investors and whole-loan purchasers.
SFA works to promote a dynamic market with well-defined guardrails for market participants and protects taxpayers from future losses.
Publications & Resources
News
SFA Response to the Federal Reserve Bank of New York’s Consultative Note on the Implications of Changes to GSE Ownership Structure
On Thursday, April 30, the Structured Finance Association (SFA) submitted a comment letter to the Treasury Market Practices Group (TMPG) of the Federal Reserve Bank…
Spring Homebuying Season Begins with Uneven Thawing
U.S. housing affordability has improved year over year across all 50 major markets, with buying power rising 10% nationally as the spring buying season begins….
US Mortgage Rates Rise to Seven‑Month High
US mortgage rates increased for a fourth consecutive week, reaching a seven‑month high of 6.57% in late March, according to Mortgage Bankers Association data released on April…
New Executive Orders Aimed at Housing Supply and Demand
On March 13, President Trump issued two executive orders aimed at easing the nation’s housing crisis, with a focus on boosting supply by cutting regulations and expanding access to…
Existing Home Sales Increase in United States
The sales of previously owned U.S. homes rose in February by 1.7% according to data from the National Association of Realtors (NAR), as easing mortgage…
