SFA On The Issues
Educating legislators and regulators on policy matters is essential to the structured finance industry.
CEO Michael Bright Discusses Advising Policymakers on SFA’s Issues in Fox5 Interview
Research Corner
SFA Research Corner: Trends in Consumer Credit Health Show Signs of Improvement
June 20, 2024
Consumer well-being is crucial for evaluating the risk and performance of $10 trillion of securitized products backed by consumer loans. Inflation has eroded purchasing power, leading to higher delinquencies and defaults, particularly among vulnerable borrowers.
What We’re Watching
Chasing Work-Life Balance Can ‘Lead to Anxiety,’ Harvard Professor Says—Try the ‘Pendulum Lifestyle’ Instead
The constant pursuit of work-life balance is admirable, but can be daunting. Fortunately, there is a new outlook that offers a more realistic and attainable way to…
U.S. Vehicle Sales Decline Amid High Prices and Borrowing Costs
According to the Wall Street Journal, elevated new vehicle prices and borrowing costs are deterring shoppers, with sales declining 1.9% year-over-year in Q3 2024. Consumers are…
Fed Chair Powell Signals Cautious Approach to Interest Rate Cuts Amid Economic Stability
According to the Wall Street Journal, Federal Reserve Chair Jerome Powell stated that the Fed will continue to gradually reduce interest rates. Powell noted that while…
FHFA Proposes Rule to Enhance Liquidity Management for Federal Home Loan Banks
The Federal Housing Finance Agency (FHFA) has issued a proposal to scale back capital requirements on interest-bearing deposit accounts for the Federal Home Loan Banks (FHLBs). This…
CFPB v. Pennsylvania Higher Education Assistance Agency Update
On October 1, 2024, the Federal District Court for the Middle District of Pennsylvania overruled an investor’s objections to the judgment and entry of stipulated…
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