SFA On The Issues
Educating legislators and regulators on policy matters is essential to the structured finance industry.
CEO Michael Bright Discusses Advising Policymakers on SFA’s Issues in Fox5 Interview
Research Corner
SFA Research Corner: Trends in Consumer Credit Health Show Signs of Improvement
June 20, 2024
Consumer well-being is crucial for evaluating the risk and performance of $10 trillion of securitized products backed by consumer loans. Inflation has eroded purchasing power, leading to higher delinquencies and defaults, particularly among vulnerable borrowers.
What We’re Watching
Economic Reports Closely Watching Consumer Spending
Recent economic reports find that despite economic volatility, consumer spending remains intact, and the labor market remains stable. However, current consumer spending rates could reflect…
Tariffs Begin to Impact the CLO Market
Large sales in the CLO sector have caused the risk premiums on top-rated CLOs to increase by 10 basis points. Other smaller, and lower rated…
CFPB Memo Hints to the Bureau’s New Direction
According to American Banker, Consumer Financial Protection Bureau (CFPB) Director Russel Vought directed the CFPB to review and withdraw guidance that does not conform to the…
Tariffs Could Increase Housing and Rental Costs
Recent over-construction of multifamily properties had led to price concessions as landlords tried to attract tenants, according to the Wall Street Journal. However, current tariffs…
FT: Investment Pledges into the U.S. Uncertain
Many countries have informed their businesses to suspend investment into the U.S. According to the Financial Times (FT), $1.9 trillion in investment pledges from domestic and international companies…
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