SFA On The Issues
Educating legislators and regulators on policy matters is essential to the structured finance industry.
CEO Michael Bright Discusses Advising Policymakers on SFA’s Issues in Fox5 Interview
Research Corner
SFA Research Corner: Trends in Consumer Credit Health Show Signs of Improvement
June 20, 2024
Consumer well-being is crucial for evaluating the risk and performance of $10 trillion of securitized products backed by consumer loans. Inflation has eroded purchasing power, leading to higher delinquencies and defaults, particularly among vulnerable borrowers.
What We’re Watching
CNBC: Inflation Rises in Line with Expectations
On July 15, the Bureau of Labor Statistics released their CPI report which found that inflation rose by 0.3 percent in June, with the 12-month inflation rate…
Federal Regulators Encourage Financial Inclusion
Vice Chair for Supervision Michelle Bowman, at the Federal Reserve’s Financial Inclusion Conference, highlighted how novel credit scoring models and alternative data could be used…
Credit Card Delinquencies Drop in Q1
The fall in 30-, 60-, and 90-day credit card delinquencies in tandem with the material decrease in the percentage of new card accounts with a…
Basel III Delayed in the UK
The Bank of England pushed the Basel III implementation date on capital requirements for wholesale trading activities from 2027 to 2028. This follows the EU’s…
SFA, ABA, HPC, and MBA Respond to FHFA Credit Score Decision
WASHINGTON, July 14, 2025 – The Structured Finance Association, American Bankers Association, Housing Policy Council, and Mortgage Bankers Association released the following joint statement on the…
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