SFA On The Issues
Educating legislators and regulators on policy matters is essential to the structured finance industry.
CEO Michael Bright Discusses Advising Policymakers on SFA’s Issues in Fox5 Interview
Research Corner
SFA Research Corner: Trends in Consumer Credit Health Show Signs of Improvement
June 20, 2024
Consumer well-being is crucial for evaluating the risk and performance of $10 trillion of securitized products backed by consumer loans. Inflation has eroded purchasing power, leading to higher delinquencies and defaults, particularly among vulnerable borrowers.
What We’re Watching
FT: Debt Issuance Surges Ahead of September FOMC Meeting and Upcoming Presidential Election
According to the Financial Times, companies are issuing more bonds ahead of possible economic volatility and the upcoming presidential election. Total borrowing in public markets reached…
CFPB Director Chopra Outlines Actions to Benefit Mortgage Consumers
In a speech at the National Housing Conference on September 9, CFPB Director Rohit Chopra discussed plans to promote mortgage refinancing in a lower-interest rate…
Federal Reserve Moves to Lower Proposed Capital Requirements
Federal Reserve Vice Chair for Supervision Michael Barr announced a forthcoming scaled-back version of the Basel III Endgame which would raise capital requirements for the…
Michael Bright in American Banker: Federal Overreach in Loan Servicing Will Harm Consumers
Michael Bright’s Op-Ed for American Banker argues that federal overreach in loan servicing enforcement could harm consumers by driving up compliance costs and limiting access…
American Economic Sentiment Shows Signs of Improvement
The WSJ reports that American economic sentiment has improved slightly, as mortgage rates and gas prices have fallen, and inflation continues to cool. Recent surveys…
Join a Committee or Task Force
Add your voice, share your perspective, and develop solutions for the securitization industry.