Blogs and Op-Eds
Explore insights and expert opinions from the SFA team on key industry trends and developments.
Blogs and Op-Eds
AI Meets Securitization: From Data to Deal Structuring
Dallin Merrill, SFA’s Head of Policy, and Suhrud Dagli, CTO and Co-founder of RiskSpan, discuss how AI is being applied across securitization—from data management and…
What Really Drives Mortgage Rates? | Michael Bright with Ron Sion
In the latest Bright Ideas podcast, Michael Bright and veteran MBS investor Ron Sion break down what actually drives mortgage rates. Key takeaways: Mortgage rates…
SFA CEO Michael Bright Testifies Before the House Financial Services Committee
On February 11, 2026, Michael Bright was a panelist in a congressional hearing entitled “Homeownership and the Role of the Secondary Mortgage Market.” https://youtu.be/HH9L–BLuWE
Pricing Risk: The Credit Score Effect
In the latest episode of SFA’s Bright Ideas Podcast, Dallin Merrill, Head of Policy at SFA, sits down with Devin Norales, Head of Mortgage and…
The Structured Finance Association Applauds Congressman Fitzgerald’s Letter to the SEC on Reg AB II Modernization
WASHINGTON, November 14, 2025 – The Structured Finance Association (SFA), a leading trade association representing the structured finance and securitization industry, applauds Congressman Scott Fitzgerald (R-WI)…
Europe’s Securitization Market Is Evolving – Here’s What Investors Are Watching
David Dwyer, SFA’s General Counsel, Policy and Regulatory Affairs, hosted Taggert Davis, Vice President, Government Affairs, EMEA at PGIM, and Edwin Wilches, Managing Director, Co-Head…
Inside Washington: Breaking Down the Longest Government Shutdown in U.S. History
Go behind the scenes in Washington as the Structured Finance Association’s Bright Ideas Podcast unpacks the longest government shutdown in U.S. history. Host Dan Grattan…
Michael Bright & Andrew Bryan on European Securitization Reform
SFA CEO Michael Bright interviewed Andrew Bryan, Knowledge Director at Clifford Chance, to discuss the state of European securitization reform. Listen below. https://youtu.be/UckyLgysO9Y
SFA Statement on Possible IPO of Fannie Mae and Freddie Mac.
The Structured Finance Association recognizes that the conservatorships of Fannie Mae and Freddie Mac have been a subject of long-standing debate, and we commend the…
SFA CEO Michael Bright interviews Kayla Roberts, the Securities and Exchange Commission’s Acting Office Chief, Office of Structured Finance
SFA CEO Michael Bright interviewed Kayla Roberts, the Securities and Exchange Commission’s Acting Office Chief, Office of Structured Finance to discuss the latest developments shaping…