This week, SFA CEO Michael Bright joined Rob Blackwell of the IntraFi Network on his podcast Banking with Interest to discuss SFA’s mission, why the current housing system isn’t broken, and current policy efforts around GSE reform,...
Read MoreOn Thursday, April 30, the Structured Finance Association (SFA) submitted a comment letter to the Treasury Market Practices Group (TMPG) of the Federal Reserve Bank of New York in response to its Consultative Note on...
Read MoreU.S. housing affordability has improved year over year across all 50 major markets, with buying power rising 10% nationally as the spring buying season begins. However, higher mortgage rates and large regional disparities mean any...
Read MoreUS mortgage rates increased for a fourth consecutive week, reaching a seven‑month high of 6.57% in late March, according to Mortgage Bankers Association data released on April 1. The 30‑year fixed rate has risen nearly half a...
Read MoreOn March 13, President Trump issued two executive orders aimed at easing the nation’s housing crisis, with a focus on boosting supply by cutting regulations and expanding access to lending by loosening lending rules for community banks. Just one...
Read MoreThe sales of previously owned U.S. homes rose in February by 1.7% according to data from the National Association of Realtors (NAR), as easing mortgage rates and slower price growth boosted affordability. Further, the NAR’s...
Read MoreAccording to the Wall Street Journal, questions about whether big banks might expand mortgage lending again are on the rise, especially as mortgage rates dip below 6% for the first time in years and the Fed...
Read MoreOn March 2, the Senate voted 84-6 to invoke cloture on its newest housing legislation, allowing the upper chamber to move ahead with a vote to approve the entire package and send to the House....
Read MoreThe Federal Housing Finance Agency (FHFA) is continuing with its proposed repeal of the Biden Administration's Fair Lending, Fair Housing and Equitable Housing Finance Plans regulations. This repeal would include eliminating requirements for Fannie Mae and Freddie...
Read MoreLawmakers are pushing back against the Administration’s pressure to include an institutional investor ban in either of the two recent bipartisan housing proposals. Hesitation stems from a lack of guidelines defining a “large institutional investor”...
Read MoreThe WSJ reports that President Trump’s recent Executive Order targeting institutional investors that buy single-family homes exempts the build-to-rent (BTR) investors. Rather than purchase existing housing stock, BTR investors finance development and construct single-family homes for use...
Read MoreOn January 27, the U.S. Federal Housing Agency (FHFA) released their monthly House Price Index (HPI) for November 2025. The report details a 0.6 percent increase in U.S. house prices from the prior month, and...
Read More
