Nation-wide housing supply remains low, but some states are seeing their housing supply return to pre-pandemic levels. The reasons include differences in permitting and construction costs, with most new construction occurring in Southern states. Additionally,...
Read MoreWASHINGTON, February 11, 2025 – The Structured Finance Association (SFA), a leading trade association representing the structured finance and securitization industry, said the federal government needs to protect financial markets from unruly disruptions if it decides...
Read MoreOn January 28, the Federal Housing Finance Agency (FHFA) released its House Price Index. Month-over-month house prices were largely unchanged in November but rose 4.2 percent year-over-year. The report attributed the slower house price growth...
Read MoreDuring President Trump’s first day in office, he signed several Executive Orders. The series included the “Delivering Emergency Price Relief for American Families and Defeating the Cost-of-Living Crisis” memorandum promoting lowering the cost of housing...
Read MoreOn December 17, the CFPB issued the Residential Property Assessed Clean Energy (PACE) Financing final rule. The final rule: (1) clarifies that voluntary tax assessments and liens – including PACE financing – are considered extensions of...
Read MoreThe Wall Street Journal reports that the construction industry may face challenges due to President Elect Trump's potential immigration and trade policies. Deportations and trade tariffs, particularly on materials from Mexico and Canada, could lead...
Read MoreThe New York Times writes that mortgage rates have fluctuated in recent months and now stand at 6.79%. While many homebuyers had hoped for further rate cuts from the Federal Reserve, uncertainty about future cuts has...
Read MoreThe Wall Street Journal reports that there was a significant increase in the supply of apartments over the past two years that resulted in higher vacancy rates. However, vacancy rates appear to be coming down owing to...
Read MorePolitico writes that Vice President Kamala Harris and Senator JD Vance (R-OH) are citing corporate investors responsible for the U.S. housing affordability crisis. In response, Harris has proposed limiting tax deductions for those owning 50 or...
Read MoreThe Federal Housing Finance Agency (FHFA) has issued a proposal to scale back capital requirements on interest-bearing deposit accounts for the Federal Home Loan Banks (FHLBs). This would allow FHLBs greater flexibility to manage liquidity during periods...
Read MoreThe FHFA released the July House Price Index which found that U.S. home prices rose by 0.1% during the month of July and 4.5% year-over-year. Read More
Read MoreIn a speech at the National Housing Conference on September 9, CFPB Director Rohit Chopra discussed plans to promote mortgage refinancing in a lower-interest rate environment. The plan would include monitoring the role of artificial...
Read More
