WASHINGTON, July 14, 2025 - The Structured Finance Association, American Bankers Association, Housing Policy Council, and Mortgage Bankers Association released the following joint statement on the Federal Housing Finance Agency’s (FHFA) recent announcement on credit scores:...
Read MoreOn July 1, the U.S. Department of Housing and Urban Development (HUD) announced the rescission of 12 Federal Housing Administration (FHA) policies. These recissions – spanning from appraisal protocols, flood risk management and underwriter employment, among others...
Read MoreSome homeowners in pandemic boomtowns are finding themselves ‘underwater’ according to the Wall Street Journal, as the value of their homes fall below the original purchase price. This dynamic has caused some homeowners to sell at...
Read MoreThe housing market is experiencing some reprieve as the housing supply increases, with existing home sales increasing 0.8% in May. However, high prices and high interest rates – which hover above 6.5 percent – dissuade buyers...
Read MoreWith President Trump recently weighing in on social media regarding the privatization of Fannie Mae and Freddie Mac, policymakers - including FHFA Director Bill Pulte, Treasury officials, and Members of Congress – are evaluating options...
Read MoreOn June 5, Senate Democrats sent a letter to Federal Housing Finance Agency (FHFA) Director Bill Pulte outlining their concerns regarding GSE privatization and detailing how sudden changes could exacerbate the existing housing crisis by...
Read MoreOn May 27, The Federal Housing Finance Agency (FHFA) released the Housing Price Index for Q1 2025, which found that house prices decreased by 0.1 percent from February 2025 to March 2025. The report also...
Read MoreOn May 27, President Donald Trump posted on Truth Social that he is working to take Fannie Mae and Freddie Mac (the GSEs) public. The post also noted that, in this scenario, the U.S. government would maintain...
Read MoreAccording to American Banker, Federal Housing Finance Agency (FHFA) Director Bill Pulte stated on Monday that the decision to end the GSE’s conservatorship must come from the President. Director Pulte has been working towards improving the efficiency...
Read MoreWASHINGTON, May 22, 2025 – The Structured Finance Association, a leading trade association representing the structured finance and securitization industry, urges the federal government to proceed cautiously and protect financial markets from disruption as it moves...
Read MoreAccording to Bloomberg, 10 percent of the underlying mortgages in CMBS are assigned special servicers due to their high likelihood of default. With economic uncertainty rising and the inability to draw tenants, some office property...
Read MoreFHFA released their housing price index on April 29. The report found that housing prices rose by 0.1 percent from January to February 2025, and 3.9 percent YoY from February 2024 to February 2025. The...
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