News
Read the latest articles and press releases about securitization, structured finance, and the Structured Finance Association.
Tricolor Executives Charged Following Subprime Auto Lender Collapse
Federal prosecutors are indicting executives at Tricolor Holdings – a recently bankrupted U.S. subprime auto lender – alleging they deceived bank lenders by double-pledging collateral…
BLS Jobs Report Illustrates a Softening U.S. Economy
According to the latest Bureau of Labor Statistics economic report released on December 16, the U.S. unemployment rate climbed to 4.6% in November from 4.4% in September…
FT: CDS Against Tech Company Investments Grows
Investors are hedging AI-related investment risk with credit-default swaps (CDS) – which are used as default protection and as hedges against swings in bond prices…
FSOC Report Shows Massive Growth in Global Nonbank Sector in 2024
The Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation (collectively “the agencies”) are rescinding the “Interagency Guidance on Leveraged Lending”,…
The Structured Finance Association Welcomes House Financial Services Committee Inclusion of the Protecting Private Job Creators Act
WASHINGTON, December 15, 2025 – The Structured Finance Association (SFA) today welcomed the House Financial Services Committee’s decision to include the Protecting Private Job Creators Act, introduced by Representatives…
U.S. DOJ Opines on CFPB Funding Injunction
The U.S. Department of Justice (DOJ) directed a federal court that a preliminary injunction does not require the Consumer Financial Protection Bureau (CFPB) Acting Director…
WSJ: Alternative Lending Complicates Consumer Credit Data
The WSJ reports that private credit is increasingly extending loans to U.S. consumers, complicating traditional measures of consumer credit health. As alternative lending, BNPL arrangements and privately…
Fed Lowers Interest Rate to 3.5-3.75% Range
On December 10, the Federal Reserve lowered its federal funds rate rate by a quarter percentage point, to a range between 3.5% – 3.75% -…