Category Archives: Market Structure and Dynamics

The May CPI Report found that inflation rose by 2.4 percent year-over-year in May. This increase was lower than the expected 2.5 percent. This month’s lower-than-expected inflation numbers may be due to falling energy prices. Inflation remains...

Junk bond and investment grade bond sales are expected to rise as U.S. companies work to get ahead of pending tariffs. Junk bond sales reached $32 billion in May and passed $8.6 billion during the...

A report by researchers from the Securities and Exchange Commission, Moody’s, and Harvard found that private credit’s exponential growth and inherent opaqueness could be the cause of future market turbulence. The report recommends more transparency in the...

Securities and Exchange Commission Chairman Paul Atkins stated that he is open to changing SEC rules that currently restrict the sale of closed-end funds that invest 15 percent or more of their assets in private...

The downgrade of the U.S.’s sovereign credit rating has caused borrowing costs for the U.S. government to rise. Reasons for the downgrade include questions about the sustainability of the U.S. debt burden, especially amid higher...

The availability of private credit in financial products is likely to increase as financial institutions try to create products that are attractive to retail investors, according to Reuters. Many financial firms have partnered together to create...

Following the restart of student loan payments on May 5, many seriously delinquent student loan borrowers are now in collections. These borrowers will begin receiving notices from the Treasury about the withholding of certain federal...

Early tariff announcements initially caused large capital outflows from U.S. stocks and bonds, according to Reuters. While outflows have since slowed as investors re-engage with the market, widespread economic uncertainty has caused their investment strategy...

House Republicans have released the Student Success and Taxpayer Savings Plan which would restructure the Federal student loan system. Changes include new limits on how much a student can borrow, eliminating certain hardship protections, and limiting the...

On April 21, the Department of Education issued a press release stating that they will resume collection on defaulted student loans starting May 5, with wage garnishment notifications being sent out later in the summer. This comes...

Recent economic reports find that despite economic volatility, consumer spending remains intact, and the labor market remains stable. However, current consumer spending rates could reflect an attempt to get ahead of anticipated price increases associated...

Large sales in the CLO sector have caused the risk premiums on top-rated CLOs to increase by 10 basis points. Other smaller, and lower rated CLO-focused ETFs have also reported net outflows. According to Bloomberg,...