Many countries have informed their businesses to suspend investment into the U.S. According to the Financial Times (FT), $1.9 trillion in investment pledges from domestic and international companies into the U.S. are at risk as companies grapple with...
Read MoreAccording to the New York Times (NYT), many car manufacturers have begun to pause imports to the U.S., close down factories, and lay off autoworkers in response to recently implemented tariffs on imported vehicles. These tariffs are...
Read MoreAccording to Bloomberg, banks are pulling leveraged loan transactions as they are unsure that they will find investors to fund these loans and fear being left with “hung debt”. In 2025, eight leveraged loan transactions were discontinued....
Read MoreThe threat of increased vehicle prices due to tariffs has boosted March auto sales. With a 25% tariff announced last week that would affect up to 7 million vehicles, U.S. consumers got ahead of the...
Read MoreCertain Buy-Now, Pay-Later (BNPL) lenders are beginning to report to credit bureaus. Affirm – one of the largest BNPL lenders – will begin reporting to Experian on April 2. While this change only affects Affirm...
Read MoreAuto loan fraud grew over 16 percent in 2024. While fraud is still growing, risk premiums remain unchanged, indicating that investors in ABS backed by auto contracts are not concerned about these activities. According to Bloomberg, the rise...
Read MoreConsumers are pulling back from spending as they try to understand how macroeconomic changes will impact their finances. Investors are also concerned that the economic and political uncertainty will hinder business growth and activity. According...
Read MoreCredit card delinquencies fell by .06 percentage points from January 2025 to February 2025. Additional data illustrates that year-over-year delinquencies are falling as well. This data comes after consumer sentiment dropped and equity markets fell...
Read MoreVenture capital (VC) companies are flooding investments into a small number of private technology companies ranging from fintechs to defense start-ups. While nascent companies have received funding, this most recent round of investments went to...
Read MoreCiting several Bank of International Settlement reports, Bloomberg notes that private credit could experience liquidity mismatches between their longer-term loans and the funding they attract from retail investors as those investors are provided the flexibility to redeem...
Read MoreWith recession expectations rising, the stocks of consumer lenders have fallen sharply as investors become more concerned about the consumers’ financial health and increasing credit stress. As inflation-adjusted household debt continues to increase beyond pre-pandemic...
Read MoreThe Consumer Price Index came in at 2.8% for the 12-months ending in February, rising by 0.2 percent on a monthly basis, lower than the 0.5 percent increase in January. February’s monthly and annual inflation rates were...
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