FHFA Will Not Lower GSE Loan Limits

Published on March 28, 2025

FHFA director Bill Pulte does not intend to lower the loan limit for Fannie Mae and Freddie Mac (the GSEs). The standard loan limit increased by 5.2 percent between 2024 and 2025 and currently sits at $806,500, while the limit in high-cost areas is $1,209,750. According to CNBC, analysts believe that it is unnecessary for the GSEs to purchase such high balance loans as there is likely enough capital in the private sector to support this lending activity.

Housing Finance