Credit Card Delinquencies Fall in February 

Credit card delinquencies fell by .06 percentage points from January 2025 to February 2025. Additional data illustrates that year-over-year delinquencies are falling as well. This data comes after consumer sentiment dropped and equity markets fell into correction territory this past week. Other variables that have contributed to decreasing delinquency rates include the Federal Reserve’s efforts to lower inflation as well as banks issuing less credit. According to Bankrate, this trend is expected to continue in the following months.

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