According to Bloomberg, 10 percent of the underlying mortgages in CMBS are assigned special servicers due to their high likelihood of default. With economic uncertainty rising and the inability to draw tenants, some office property...
Read MoreFHFA released their housing price index on April 29. The report found that housing prices rose by 0.1 percent from January to February 2025, and 3.9 percent YoY from February 2024 to February 2025. The...
Read MoreRecent over-construction of multifamily properties had led to price concessions as landlords tried to attract tenants, according to the Wall Street Journal. However, current tariffs on imported housing materials, and a shortage in construction labor,...
Read MoreHome equity in the U.S. has risen nearly 80 percent since 2020 – up from $19.5 trillion to $35 trillion, according to data from the Federal Reserve. American homeowners are increasingly experiencing the lock-in effect...
Read MoreAnalysts are concerned that China and other foreign countries – which own approximately $1.32 trillion of U.S. mortgage-backed securities (MBS) -- could offload their MBS holdings in retaliation to President Trump’s tariffs. Major sales of...
Read MoreThe FHFA’s Housing Price Index was released on March 25. The index found that house prices rose by 0.2 percent in January 2025 and 4.8 percent from January 2024 to January 2025. Read More
Read MoreFHFA director Bill Pulte does not intend to lower the loan limit for Fannie Mae and Freddie Mac (the GSEs). The standard loan limit increased by 5.2 percent between 2024 and 2025 and currently sits...
Read MoreFannie Mae’s and Freddie Mac’s minimum insurance coverage requirements for loans that they purchase have become more complex following the Surfside Condo collapse in 2021. These insurance requirements ensure that debt can be repaid and homeowners can...
Read MoreNation-wide housing supply remains low, but some states are seeing their housing supply return to pre-pandemic levels. The reasons include differences in permitting and construction costs, with most new construction occurring in Southern states. Additionally,...
Read MoreWASHINGTON, February 11, 2025 – The Structured Finance Association (SFA), a leading trade association representing the structured finance and securitization industry, said the federal government needs to protect financial markets from unruly disruptions if it decides...
Read MoreOn January 28, the Federal Housing Finance Agency (FHFA) released its House Price Index. Month-over-month house prices were largely unchanged in November but rose 4.2 percent year-over-year. The report attributed the slower house price growth...
Read MoreDuring President Trump’s first day in office, he signed several Executive Orders. The series included the “Delivering Emergency Price Relief for American Families and Defeating the Cost-of-Living Crisis” memorandum promoting lowering the cost of housing...
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