The Senate Banking Committee (SBC) passed a series of housing bills meant to increase both the housing supply and housing affordability. While the impact on banks engaged in the housing market is minimal, the narrow...
Read MoreAccording to the WSJ, investors – particularly small investors, who own fewer than 100 properties – continue to purchase single-family homes while prospective borrowers remain locked-out of the market due to elevated home prices and high...
Read MoreA New York Supreme Court judge issued a ruling on how trustees and servicers of RMBS should handle principal forbearance from the Home Affordable Modification Program (HAMP). The decision could redirect $400 million in losses...
Read MoreOn July 22, President Trump stated that his administration is looking to remove the capital gains tax home sales. His comments come after Representative Marjorie Greene (R-GA) introduced the No Tax on Home Sales Act that would...
Read MoreWASHINGTON, July 14, 2025 - The Structured Finance Association, American Bankers Association, Housing Policy Council, and Mortgage Bankers Association released the following joint statement on the Federal Housing Finance Agency’s (FHFA) recent announcement on credit scores:...
Read MoreOn July 1, the U.S. Department of Housing and Urban Development (HUD) announced the rescission of 12 Federal Housing Administration (FHA) policies. These recissions – spanning from appraisal protocols, flood risk management and underwriter employment, among others...
Read MoreSome homeowners in pandemic boomtowns are finding themselves ‘underwater’ according to the Wall Street Journal, as the value of their homes fall below the original purchase price. This dynamic has caused some homeowners to sell at...
Read MoreThe housing market is experiencing some reprieve as the housing supply increases, with existing home sales increasing 0.8% in May. However, high prices and high interest rates – which hover above 6.5 percent – dissuade buyers...
Read MoreWith President Trump recently weighing in on social media regarding the privatization of Fannie Mae and Freddie Mac, policymakers - including FHFA Director Bill Pulte, Treasury officials, and Members of Congress – are evaluating options...
Read MoreOn June 5, Senate Democrats sent a letter to Federal Housing Finance Agency (FHFA) Director Bill Pulte outlining their concerns regarding GSE privatization and detailing how sudden changes could exacerbate the existing housing crisis by...
Read MoreOn May 27, The Federal Housing Finance Agency (FHFA) released the Housing Price Index for Q1 2025, which found that house prices decreased by 0.1 percent from February 2025 to March 2025. The report also...
Read MoreOn May 27, President Donald Trump posted on Truth Social that he is working to take Fannie Mae and Freddie Mac (the GSEs) public. The post also noted that, in this scenario, the U.S. government would maintain...
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