Buyers are choosing to stay out of the homebuying market as they struggle with mortgage rates well above pre-pandemic levels as well as persistently high prices. While residential construction starts grew by 5.2 percent in July,...
Read MoreAccording to Bloomberg, the Trump Administration had conversations about selling 5 to 15 percent of stock in the GSEs through an initial public offering in hopes to raise $30 billion. Currently, Fannie Mae’s and Freddie Mac’s...
Read MoreHouse Financial Services Committee (HFSC) Chair French Hill (R-AR) and Housing and Insurance Subcommittee Chair Mike Flood (R-NE) underscored the importance of Congress, in any plan, to release the GSEs from government conservatorship. Rep. Flood,...
Read MorePresident Donald Trump has ended some of the guidance that allowed homeowners to question their property appraisals. However, many lenders continue to use former President Joe Biden’s guidance as it has proven to have a...
Read MoreOn July 29, the Federal Housing Finance Agency (FHFA) released the Housing Price Index (HPI) which found that housing prices dropped by 0.2 percent in May 2025. However, year-over-year housing prices from May 2024 to...
Read MoreThe Senate Banking Committee (SBC) passed a series of housing bills meant to increase both the housing supply and housing affordability. While the impact on banks engaged in the housing market is minimal, the narrow...
Read MoreAccording to the WSJ, investors – particularly small investors, who own fewer than 100 properties – continue to purchase single-family homes while prospective borrowers remain locked-out of the market due to elevated home prices and high...
Read MoreA New York Supreme Court judge issued a ruling on how trustees and servicers of RMBS should handle principal forbearance from the Home Affordable Modification Program (HAMP). The decision could redirect $400 million in losses...
Read MoreOn July 22, President Trump stated that his administration is looking to remove the capital gains tax home sales. His comments come after Representative Marjorie Greene (R-GA) introduced the No Tax on Home Sales Act that would...
Read MoreWASHINGTON, July 14, 2025 - The Structured Finance Association, American Bankers Association, Housing Policy Council, and Mortgage Bankers Association released the following joint statement on the Federal Housing Finance Agency’s (FHFA) recent announcement on credit scores:...
Read MoreOn July 1, the U.S. Department of Housing and Urban Development (HUD) announced the rescission of 12 Federal Housing Administration (FHA) policies. These recissions – spanning from appraisal protocols, flood risk management and underwriter employment, among others...
Read MoreSome homeowners in pandemic boomtowns are finding themselves ‘underwater’ according to the Wall Street Journal, as the value of their homes fall below the original purchase price. This dynamic has caused some homeowners to sell at...
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