Resource Archives
The Effects of COVID-19 on College Enrollment and Student Loan Repayment
As colleges commence their fall semesters across the country, we take a look at how the pandemic is affecting college enrollment, student loan repayment, and the ultimate impact on student loan ABS.
SFA Closes Industry Survey on ESG Engagement
SFA recently conducted a market-wide survey to assess the implemented or planned integration of ESG (environmental, social and governance) considerations in structured finance issuance and investing activities. We are currently compiling results and will publish takeways on...
SFA Submits Letter To OCC on True Lender Proposal
SFA submitted a letter to the Office of the Comptroller of the Currency (OCC) in response to its proposal concerning when national banks or federal savings associations (a “Bank”) make loans and are the “true lender”. SFA supports the...
SFA: Industry SRO Can Help Define ATR Standards for Mortgages and Reduce Costs
On September 8, 2020 SFA responded to the CFPB’s NPRM on the General QM definition in which SFA laid out a proposal for an industry Self-Regulating Organization (SRO) and explained how the SRO can allow...
SFA Responds To FHFA: Suspend Implementation of Proposed GSE Capital Rule
SFA responded to FHFA’s Proposed Enterprise Capital Framework. The absence of clarity on the government’s role led SFA to recommend that implementation of the Proposed Rule be suspended.