SFA Research Corner: FFELP ABS Holds Firm Even as Student Loan Stress Mounts

As student loan delinquencies surge to record highs, questions are mounting about whether this stress signals deeper cracks in consumer credit—or simply reflects a post-pandemic adjustment. This article looks at the stability of FFELP ABS amidst rising borrower distress, highlighting how structural protections have so far shielded investors, even as underlying risks grow.