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SFA Research Corner: Learning Curve: Unpacking Shifts in Student Loan ABS

article by Structured Finance Association

The United States has accumulated $1.7 trillion in student loan debt, with the government now directly holding 92% of these loans. Recent changes in interest rates and government policies have further influenced refinancing trends and delinquency rates, affecting borrower decisions in both federal and private loan sectors and impacting the supply of student loan ABS. Additionally, we offer a timeline of the legal proceedings between the CFPB and NCSLT, including the latest developments.