Josh Smith

Josh Smith has been Senior Managing Director and Treasurer of Pennymac since January 2025, a role which encompasses all aspects of structured finance, corporate finance, bank financing facilities and treasury management for Pennymac and its affiliated entities. 
 
Prior to his current role he served as Managing Director and Treasurer at Pennymac. Mr. Smith has been with the organization for over 11 years, including nine years in which he managed Mortgage Finance within Capital Markets, where he was a key partner in the growth and development of Pennymac’s financing structures. He has deep expertise in capital markets, structured finance, bank financing facilities and treasury management. 
 
Mr. Smith earned a B.S. in Biology from the University of Arizona, and an M.B.A. in Finance from the Pepperdine Graziadio Business School.