Category Archives: Structured Thinking

SFA CEO Michael Bright was featured in an OpEd published by American Banker discussing newly proposed financial services regulations and the potential threat it could have on economic recovery.

By Michael Bright The U.S. Labor Department has steadily reported that lots of new jobs are being created each week. That’s good news – except for people who are hoping for relief from rising interest...

By Michael Bright The U.S. government is lurching precariously close to defaulting on the national debt. Unless Congress raises the federal borrowing limit early next month, the world economy could face a catastrophe. I am...

By Michael Bright Bad news is often good news when it comes to the economy these days. To wit, the U.S. economy grew by only 1.1 percent year over year according to the latest Commerce...

By Michael Bright Published on 4/10/2023:  RealClearPolitics Full text also below. The massive bank failures in recent weeks were due largely to a lack of solid hedging strategies – an important way for financial institutions...

By Michael Bright The Securities and Exchange Commission has its heart in the right place as it moves to prevent transactions in which financial institutions bet against – or short – asset-backed securities that they...

The debt ceiling debate echoes certain dynamics of the 2011 fight. Read SFA CEO Michael Bright’s perspective on how this time is different – and how compromise could be reached – as published in RealClearPolicy....

By Michael Bright The latest data lends credence to our belief expressed here that the economy is on path to have a light recession rather than a hard or tough one. The most important indicator...

The Federal Reserve is in the later stages of one of its most aggressive interest-rate tightening campaigns in decades. Even though the Fed woefully underappreciated the risk of inflation at the beginning of 2022, it...

On July 13, HousingWire published an Op-ed by SFA CEO Michael Bright where he outlines steps the RMBS industry can take to promote ESG growth amid strong demand. Bright believes, “For the RMBS market to embrace...

SFA CEO Michael Bright discusses how the developments in a court case involving a group of related student loan trusts and the CFPB could present a fundamental risk to all consumer securitizations. In the case...