SFA Research Corner: Helping Lenders Fund America’s Small Businesses

Small businesses represent nearly half of total employment in the U.S. and account for over 65% of net new job creation since 2000, according to the U.S. Small Business Administration. They are critical to local economies in both urban hubs and rural communities and play a key role in empowering minority and at-risk populations. Small business loan (SBL) securitizations may be issued by private lenders or offered through the one of three SBA lending programs – serve a common purpose – to increase the lending capacity of lenders and provide small businesses with reliable access to capital.