What are the Administration’s goals and plans for housing? How is that being carried out by regulators and policymakers? Will the midterms affect the political prognosis for housing? How is CFPB looking at operational compliance for servicers? How is FHFA overseeing third-parties engaged with GSEs? What is the impact of FHFA implementing the Enterprise Regulatory Capital Framework, including the 50 UMBS fee, and G-fees or LLPA adjustments? How might that impact Fed reducing its MBS holdings? Is the QM rule final? Will it ever be “final”? What challenges are originators and issuers seeing with the new QM Rule, and what can be done to overcome those challenges? What do recent actions from SEC—particularly around Climate Disclosures—mean for the mortgage market?
Related Resources: SFVegas 2022: Market Beat – Trader Panel SFVegas 2022: Market Beat – The Search for Yield SFVegas 2022: Market Beat – Macroeconomics & Geopolitical Outlook SFVegas 2022: Market Beat – Consumer ABS