Section 4022 of the Coronavirus Aid, Relief, and Economic Security (CARES) Act covers a nationwide foreclosure moratorium and the consumer’s right to request a forbearance. The requirements in this section applies only to “Federally-backed mortgages,” which are loans insured or guaranteed by FHA, VA, USDA, or loans that are owned or securitized by Fannie Mae or Freddie Mac. Read more via SFA’s blog.