Read the latest articles and press releases about securitization and structured finance.

Press Releases

Structured Finance Association Joins Industry Groups in Requesting Extension to FHFA Capital Rule Comment Period

In a letter to Federal Housing Finance Agency (FHFA) Director Mark Calabria, the Structured Finance Association (SFA) joined industry groups in requesting an extension to the comment period on a new regulatory capital framework for the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac).

SFA News

SFA Signs Letter Requesting Extension to FHFA Comment Period

On Tuesday, June 30, SFA joined 16 other organizations in signing a letter to Federal Housing Finance Agency (FHFA) Director Mark Calabriacalling for an extension to the comment period on the proposed regulatory framework for Fannie Mae and Freddie Mac.

Industry News

Bipartisan Group Calls for Government to Help Businesses Struggling with Payments

A bipartisan group of more than 100 members of Congress delivered a letter to the White House and Federal Reserve this week asking for more government action regarding the pausing of CMBS debt payments.

Industry News

CFPB Releases New Proposed Rules Regarding QM Patch

On Monday, June 22, the Consumer Financial Protection Bureau (CFPB) announced two notices of proposed rulemaking regarding the qualified mortgage (QM) patch.

Industry News

California Bill Regarding Emergency Mortgage and Auto Relief Fails

Last week, California Assembly Bill 2501, the COVID-19: homeowner, tenant, and consumer relief act, failed to pass out of California’s State Assembly before the legislative body adjourned for the week.

Industry News

FHFA Extends Moratorium on Foreclosures Until August

On Wednesday, June 17, the Federal Housing Finance Agency (FHFA) announced that the GSEs would be extending their moratorium on all foreclosures and evictions until August 31.

Industry News

Dialogue on Race in America Dominates Oversight Hearing of Housing Regulators

On Tuesday, June 9, Housing and Urban Development (HUD) Secretary Ben Carson and Federal Housing Finance Authority (FHFA) Director Mark Calabria appeared before the Senate Banking Committee for a hearing titled “Oversight of Housing Regulators.”

SFA News

SFA Webinar: State of the Housing Market and Implications for RMBS

SFA’s Head of Research Elen Callahan hosted a webinar with CoreLogic’s Chief Economist Frank Nothaft, Fitch Rating’s Senior Director Suzanne Mistretta, and New York Real Estate Agent Karen Kostiw on the current status of the US housing market.

Industry News

COVID-19 Could Impede GSE Reform

A new report from Fitch Ratings highlights that the economic fallout caused by the pandemic has lowered the likelihood of GSE reform during the next couple of years.

Industry News

FHFA’s Proposed GSE Plan Could Harm Less-Wealthy Borrowers

A proposed FHFA plan to assist Fannie Mae and Freddie Mac in withstanding losses could end up impacting borrowers with less wealth and lower incomes according to Bloomberg.