Structured Finance
Association
Dedicated to helping the economy grow by safely enabling greater credit access to industry, consumers and investors.
Blog
U.S. Banking Regulators Propose Markedly Higher Credit Risk Weights for Securitization
Dr. W. Scott Frame, Chief Economist and Head of Policy, shares his latest blog post, U.S. Banking Regulators Propose Markedly Higher Credit Risk Weights for Securitization, providing a detailed analysis of the recent proposal by U.S. federal banking regulators to amend capital requirements in alignment with the Basel 3 Endgame standards. Co-authored with Christopher B. Horn, Partner in the Financial Services Group at Cadwalader, Wickersham & Taft, the post outlines the proposed changes to the capital treatment of securitization exposures, compares the U.S. approach to European implementation, and discusses the broader implications for the financial industry.
SFA Conflict of Interest Resource Hub
Our SFA Conflict of Interest Resource Hub aggregates key materials to keep you informed on this critical issue, along with insights from our members to provide diverse perspectives and valuable commentary.
Upcoming Events
WiS Week Charlotte, Co-hosted by Alston & Bird and Computershare
WiS Week Toronto, Hosted by McCarthy Tetrault
SFA Canadian Securitization Roundtable
SFAcademy: The Bootcamp Series
SFAcademy is an educational program for professionals in structured finance. Through the Bootcamp Series, members can explore the essentials of securitization and asset classes with real-life examples, delivered in accessible, bi-weekly sessions.
Research Corner
SFA Research Corner: A Strategic Partnership: Banks and Private Credit Reshaping Asset-Based Lending
March 20, 2025
Growing partnerships between private credit sponsors and banks are reshaping lending. In 2024, nine major partnerships have enabled banks to leverage client relationships, originate bespoke transactions, and generate fee income without adding riskier loans on their balance sheet. Initially, private credit thrived when banks retreated. Now banks are stepping back in as private credit sponsorsContinue reading “Homepage”
SFA News
VC Funding of AI Moves Closer to 2021 Levels
Venture capital (VC) companies are flooding investments into a small number of private technology companies ranging from fintechs to defense start-ups. While nascent companies have…
Private Credit Vulnerabilities Include Liquidity and Reporting Concerns
Citing several Bank of International Settlement reports, Bloomberg notes that private credit could experience liquidity mismatches between their longer-term loans and the funding they attract from retail…
Recession Fears Spark Debt Repayment Concerns
With recession expectations rising, the stocks of consumer lenders have fallen sharply as investors become more concerned about the consumers’ financial health and increasing credit…
Inflation Eases in February
The Consumer Price Index came in at 2.8% for the 12-months ending in February, rising by 0.2 percent on a monthly basis, lower than the 0.5 percent…
Consumer Sentiment Drops as Economic Policy Takes Shape
Recent economic policies and objectives have caused investors and consumers to pull back as confidence in the market falls and economic uncertainty grows. President Trump’s…